19th January 2026
A Practical Guide for Making ACA Filing Less Painful in 2025
For U.S. HR and benefits teams, ACA reporting has a way of sneaking up every year. The rules don’t change much, but the stakes, enforcement, and workload absolutely do. Filing deadlines are tight, data has to be right across multiple systems, and even small mistakes can lead to time-consuming corrections or uncomfortable IRS letters months later.
The Employer’s Guide to ACA Reporting was created to help HR teams approach ACA filing with more clarity and a lot less stress.
Rather than focusing on regulations in the abstract, this guide is designed to meet HR teams where they actually are: juggling eligibility tracking, coverage offers, affordability decisions, and form deadlines—often on top of everything else that comes with open enrollment and year-end work.
What this guide helps you do
Think of this guide as a steady reference you can come back to throughout filing season. It helps HR teams:
- Understand what’s required for 2025 ACA reporting and what hasn’t changed
- Know which forms apply to your organization and why
- Make sense of common gray areas like COBRA, opt-out payments, HRAs, and corrections
- Work backwards from IRS deadlines so ACA filing feels more planned and less reactive
- Spot issues early—before they turn into penalties or IRS notices
It also explains how ACA data is used by the IRS, which helps HR teams see why accuracy matters, not just where to enter codes.
Why HR teams tend to find it useful
ACA reporting often feels overwhelming because it’s highly technical—but it’s also deeply operational. This guide bridges that gap by translating complex rules into practical context, helping HR teams feel more confident about the decisions they’re making and the data they’re submitting.
Whether you’re filing in-house, working with a vendor, or supporting a broker relationship, the guide gives you a clearer picture of what “good” ACA reporting looks like.
This resource is specific to U.S. Affordable Care Act (ACA) reporting and is intended for U.S. employers.
The guide covers the “what” of ACA reporting—the rules, forms, and requirements. Selerix focuses on the “how.” Our ACA software is built to help employers track eligibility, align data across systems, generate accurate 1094-C and 1095-C forms, and file electronically with confidence.
Many HR teams use this guide alongside their ACA processes as a way to sanity-check decisions, prepare for filing, and create a more predictable reporting cycle year over year.
Download the Employer’s Guide to ACA Reporting for 2025
2026 Inspiring Workplaces Awards are open for entries.
Enter The #1 PeopleFirst HR & Workplace Awards by February 25, 2026 in your region.
